Where Main Street Meets Wall Street

Real Estate Capital. Automated Intelligence. Trusted Execution.

Apply Now
origination
Direct Origination

Third-Party Loan Aggregation

Learn More

 

servicing
Special Servicing

Asset Management

Learn More

management
Fund Management

Principal & Co-Managed

Learn More

propertyportal
PropertyPortal™

Off-Market Properties

Learn More

Where Main Street Meets Wall Street

Foundation is a specialty finance firm at the intersection of institutional discipline and entrepreneurial execution. Our proprietary ecosystem, ACHIEVE™, streamlines the full lending lifecycle—from origination to special servicing and fund management. Built for real estate investors and capital partners navigating both growth and distress, Foundation delivers Wall Street capital to Main Street opportunities.

homepage-wallst
Our Team

Employee-owned Foundation is staffed by over 25 experienced professionals in mortgage, asset management, and real estate finance, with 125+ years of collective experience and $6 billion raised in financing.

Our Approach

Our unique business model targets investors, lenders, and borrowers, optimizing returns and minimizing risks through a bottom-up, asset-level approach to property opportunities.

Alignment of Interest

We customize fund structures and fees to align with client strategies and objectives, ensuring clear governance, a focused vision, and performance-driven compensation. 

Clear Communication

Regular, transparent communication channels keep all parties updated on fund and asset performance, market insights, and value-creation initiatives.

Governance and Alignment

Effective mechanisms ensure consistent perspectives on investment processes, decision-making, and risk management, reinforced by diverse leadership and shared vision.

Solution-Driven Approach

We proactively anticipate and address industry challenges, staying prepared to navigate uncertainties and complexities in the commercial real estate landscape.

Value Creation and Exit

Our singular focus identifies and pursues optimal exit scenarios for assets or portfolios, maximizing returns and ensuring successful outcomes for investors.

Culture and Trust

We foster trust-based relationships and promote learning, innovation, and diversity through various practices, cultivating a collaborative and inclusive environment.

125
Senior Management Collective Experience (Years)
25
% hist. net IRR
Maximized investor value through disciplined strategies, consistently delivering strong net returns
20000
Real estate units purchased & managed over the last ten years
Loan Products

Discover Specialized Financing Solutions for Your Real Estate Investment Approach

From quick-turnaround rehabilitation projects and strategic infill developments to portfolio expansion for passive income generation, Foundation Specialty Finance delivers tailored lending solutions that match your unique investment vision and timeline.
Fix & Flip _ Bridge-half

Fix & Flip / Bridge

Short-term financing designed for purchasing and rehabbing investment properties, offering high leverage, competitive terms, and quick closings

Get a Quote
DSCR Rental & Rental Portfolio-half

DSCR Rental & Rental Portfolio

Take advantage of property appreciation with flexible term lengths, low rates, and a streamlined process to maximize your monthly rental income

Get a Quote
Multifamily & Commercial-half

Multifamily & Commercial

Creative bridge loans structured to facilitate a variety of different business plans including non-cash flowing assets, heavy renovations, lease up, or bridge-to-perm

Get a Quote
Ground-Up Construction & Infill-half

Ground-Up Construction & Infill

Build your next investment – and your business – with simple, streamlined, and competitively-priced new construction financing

Get a Quote
 

We are a nationwide lender serving the following states

lending-map-sept-24
FSF Insights

Discover Expert Perspectives on Private Lending Markets and Real Estate Investment Opportunities 
2 min read

Behind the Curtain: Rebuilding Private Lending for Real-Time Capital

Jul 3, 2025 by Georgie Palafox

Private lending has a scale problem. Too often, lenders chase growth by duct-taping technology around legacy systems,...
3 min read

The New Growth Equation: AI + Human Engagement in Specialty Finance

Jun 23, 2025 by Georgie Palafox

In the world of private lending and real estate investment, where time kills deals and trust fuels conversions, we’re...
1 min read

CEO Ron McMahan on Ethical Lending: Real Estate Lowdown Podcast

Jan 30, 2025 by Ron McMahan

Our CEO Ron McMahan recently joined First Lien Capital's Real Estate Lowdown podcast to discuss ethical investing and...
Foundation is the first lender to offer me real value beyond their capital by bringing me pre-foreclosure and pre-listing REO properties to acquire.
Joe F.
Florida
Great job Foundation team! I have worked with at least a dozen lenders this year, have closed 42 loans personally, and this is hands down the most flawless execution of them all! If this were a movie, I'd give it 100% on rotten tomatoes. Thank you!
Joel T.
California
I had the pleasure of working with the Foundation team on a recent deal, and it was an exceptional experience. What stood out the most was their ability to close the deal swiftly, even with the added complexity of a post-closing appraisal. We were able to go from initial contact to closing in just four days, a remarkable achievement, especially for a brand-new client. Foundation's efficiency, expertise, and dedication to ensuring a smooth process were impressive. I look forward to future collaborations with this talented group.
Kara M.
Virgina
Our Partners
4-1 ic 8-1 7-1 rc 6 2-1 5-1 3-1