Fix & Flip / Bridge

Short-term financing designed for purchasing and rehabbing investment properties, offering high leverage, competitive terms, and quick closings 

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DSCR RENTAL FINANCING

Rental Income. Financing That Performs.

Up to 90% Purchase | 100% Rehab | 6 – 24 Month Terms

 

Get a DSCR Loan Today

Apply in minutes. Close in days. 

Get Pre-Qualified

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Built for Investors Who Need Speed, Structure, and Real Execution

Accelerate Closings with Precision
Close in 7-14 Days

Fast underwriting and reliable execution
Maximize Leverage
Up to 80% LTV

Leverage your rental income to scale.
Optimize Profits
DSCR-Based Qualification

Approved based on property cash flow

Choose Your Investment Strategy

 
DSCR RENTAL

Let Your Income Do the Talking.
DSCR Financing Built for Investors 

Foundation Specialty Finance's DSCR financing is designed for real estate investors who want a more efficient path to leverage.

Instead of relying on traditional income verification, these loans are structured around property cash flow — helping borrowers scale rental portfolios with speed, flexibility, and confidence. 

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Comprehensive Program Benefits
  • 30 Year Term
  • Min. Loan Amount: $75k
  • Max. Loan Amount: $2M
  • Property Values from $75K per Door
  • Eligible Assets: SFR, Condos, Townhomes
Fix&Flip Multifamily (9)
 


DSCR RENTAL SCENARIOS

 

You bring the property.
We structure it for cash flow.

No two rental strategies are the same — your financing shouldn’t be either.
Foundation structures DSCR loans around property performance, giving investors the
flexibility to acquire, refinance, and scale with confidence. 

 

Purchase

11

Acquisition Financing

Secure rental properties with financing structured around projected cash flow, not personal income. We move quickly so you can compete, close, and stabilize with confidence.

Rate & Term
Refinance

12

Optimize Existing Debt

Refinance into long-term, stable financing designed for income-producing assets. Improve cash flow, reduce volatility, and position your portfolio for consistent performance.

Cash-Out
Refinance

13

Unlock Equity

Access capital from stabilized assets to fund new acquisitions or improvements. Our structures help you redeploy equity without disrupting your portfolio strategy.

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THE FSF EDGE

 

DSCR financing built for cash flow.

Scale with confidence.

 

Foundation Specialty Finance delivers DSCR financing designed for investors focused on performance. Instead of relying on personal income, our loans are structured around property cash flow, giving you a more efficient path to acquire, refinance, and grow your portfolio.

With competitive leverage, long-term fixed options, and a streamlined closing process, we help you move quickly and operate with clarity.

When your strategy is built on cash flow, your financing should be too.

Get Pre-Qualified
Fix & Flip / Bridge Loan Rates + Terms
Rates as low as Loans from Purchase price Rehab cost ARV Terms
9.25%
$100K to $7MM
Up to 90%
100%
Up to 80%
12, 18 & 24 month

 

 

We are a nationwide lender serving the following states

 
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Foundation Specialty Finance lends within the USA only and does not lend in Puerto Rico or Alaska*

 

 

We are a nationwide lender serving the following states

 

Foundation Specialty Finance lends within the USA only and does not lend in Puerto Rico or Alaska*

 
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DSCR Rental
Loan FAQs

Everything you need to know before funding your next deal

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Still have questions?  Speak with one of our lending experts

Consult With Our Fund Experts

7
2-3
Commerce, TX-1
93 Greenwhich-3
Bridge to Cash Out Refinance - Marco Island (400 x 400 px)
Foundation is the first lender to offer me real value beyond their capital by bringing me pre-foreclosure and pre-listing REO properties to acquire.
Joe F.
Florida
Great job Foundation team! I have worked with at least a dozen lenders this year, have closed 42 loans personally, and this is hands down the most flawless execution of them all! If this were a movie, I'd give it 100% on rotten tomatoes. Thank you!
Joel T.
California
I had the pleasure of working with the Foundation team on a recent deal, and it was an exceptional experience. What stood out the most was their ability to close the deal swiftly, even with the added complexity of a post-closing appraisal. We were able to go from initial contact to closing in just four days, a remarkable achievement, especially for a brand-new client. Foundation's efficiency, expertise, and dedication to ensuring a smooth process were impressive. I look forward to future collaborations with this talented group.
Kara M.
Virgina

Fund with Confidence

 Tell us about your next deal, and we’ll get you the right terms, fast. 

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