A multifamily loan is financing for the acquisition, refinance, stabilization, or repositioning of multifamily properties. Foundation Specialty Finance provides flexible capital for apartment buildings and qualifying mixed-use assets.

Speed is one of our biggest advantages.

We can move from application to closing in as little as 7–14 days, depending on deal complexity and documentation.

Our streamlined underwriting and direct lending approach eliminates unnecessary delays so you can secure opportunities faster.

We focus on the strength of the deal, not just the borrower.

Typical requirements include:

• Property details & purchase contract
• Scope of work/rehab budget
• Exit strategy (sale or refinance)

Our process is designed to be straightforward and efficient so you can move quickly.

Not necessarily.

We work with both experienced investors and first-time operators. While experience and credit are considered, we prioritize:

• Deal viability
• Market conditions
• Execution plan

If the deal makes sense, we’ll structure financing to support it.

For qualifying multifamily transactions, FSF offers up to 80% LTV/LTC depending on the product, asset, and business plan. 

We finance multifamily apartment buildings with 5+ units, as well as qualifying mixed-use properties where residential space exceeds 50% of the total square footage.

Our programs are designed to support both stabilized and transitional assets across a range of investment strategies.

Yes. Our multifamily loans can be used for both acquisitions and refinances, depending on your business plan.

Whether you're purchasing a new asset or refinancing an existing property to reposition or stabilize it, we structure capital to support your next phase of execution.

Our multifamily programs are designed as short-term bridge and transitional financing solutions.

Typical terms range from 6 to 24 months, with extension options available on qualifying transactions.

Yes.

We work with U.S. and foreign national investors, as well as borrowers operating in markets outside their primary residence. Our flexible underwriting allows us to support a wide range of investor profiles.

Common exit strategies include refinancing into long-term debt, selling the asset, or stabilizing the property for improved performance.

We structure financing around a clear and realistic exit, ensuring your capital aligns with your overall investment plan.